Legal

Terms of Service

Last updated July 31, 2026

Acceptance of Terms

By accessing or using the Realchard platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Platform. These Terms constitute a legally binding agreement between you and Realchard, operated by Conteq Geospatial Systems Limited.

Important Notice: Realchard is a Property Advertising Platform

Realchard is an advertising platform that enables property agents and landlords ("Advertisers") to promote available properties to prospective tenants and buyers. Realchard is not a party to any sale, rental, or tenancy agreement concluded between users of the Platform.

Each Advertiser is an independent business operating in its own right. Any rights or obligations arising from the conclusion of a contract — including but not limited to tenancy agreements, sale agreements, and payment of deposits — must be asserted exclusively against the Advertiser (the other contracting party), and not against Realchard or Conteq Geospatial Systems Limited.

Realchard does not act as an agent, broker, or intermediary in any property transaction and assumes no liability for the performance of any contract entered into between users.   

Eligibility

You must be at least 18 years of age to use the Platform. By registering, you represent and warrant that you meet this requirement and that all information you provide is accurate and complete.

Account Registration

You may register using your email address and a one-time password (OTP), or by signing in with your Google account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately at realchard.com/contact if you suspect unauthorised access.

User Roles

Tenants and Buyers

Any registered user may act as a tenant, searching for properties, booking inspections, and messaging agents. No additional verification is required to browse or enquire about listings.

Agents and Landlords

To list a property, you must complete the agent onboarding process, which includes providing your full name, phone number, and address. To access the verified agent badge and Pro features including identity verification (IDV), you must submit a government-issued ID document and a selfie for verification. Providing false identity information is a material breach of these Terms and may result in immediate account termination and referral to appropriate authorities.

Identity Verification (IDV)

Identity Verification (IDV) is an optional process available exclusively to agents and landlords ("Agents") on an active Pro subscription. Completing IDV earns your profile a Verified Badge, a visible trust signal shown to tenants on your public profile, listings, and in-app conversations.

How IDV works

To complete IDV, you must submit your 11-digit National Identification Number (NIN). We verify your NIN in real time through Prembly, a licensed identity verification provider in Nigeria. By submitting your NIN, you:

  • Confirm that you are the legitimate holder of the NIN you provide
  • Consent to Realchard transmitting your NIN to Prembly for the sole purpose of identity verification

Post Verification

IDV is a one-time process. Once your NIN is successfully verified, your full legal name as it appears on your NIN record is permanently locked on your Realchard account and cannot be changed. This prevents impersonation and maintains the integrity of the verification. Your NIN is stored in encrypted form and is never displayed in full on the Platform or shared with other users.

The Verified Badge and your subscription

Your Verified Badge is displayed only while you maintain an active Premium subscription. If your subscription expires or is cancelled, the badge is hidden from your public profile, listings, and conversations. Renewing your Pro subscription restores the badge automatically, no re-verification is required. The badge is non-transferable between accounts.

Incorrect or fraudulent submissions

Submitting a NIN that does not belong to you, or providing false identity information for the purpose of obtaining a Verified Badge, is a material breach of these Terms. We reserve the right to permanently terminate your account and to report fraudulent activity to the Nigeria Data Protection Commission (NDPC), the National Identity Management Commission (NIMC), and other relevant authorities.

Disputes about IDV

If your NIN verification fails and you believe this is in error, contact us at hello@realchard.com or within the in-app support form with your full name and the error message shown. We will investigate and respond within 5 working days. Note that we rely on Prembly's verification outcome and cannot directly override their records.

Property Listings

Agents who list properties agree to:

  • Provide accurate, truthful, and up-to-date information about each property
  • Only list properties for which they have the legal authority to let or sell
  • Provide the correct physical address and location pin for every listing
  • Use only genuine photographs of the actual property
  • Remove or update listings that are no longer available
  • Comply with all applicable Nigerian tenancy and property laws

Realchard reserves the right to review, suspend, or remove any listing that violates these requirements or our Community Guidelines.

Inspections

The Platform allows tenants to request property inspections and agents to manage their availability. Confirming an inspection creates a commitment between both parties. Repeated no-shows or cancellations may result in restrictions on your account.

Messaging and Conduct

All users must communicate respectfully. You must not use the messaging system to:

  • Send spam, unsolicited advertising, or repetitive messages
  • Harass, threaten, or intimidate other users
  • Share content that is fraudulent, misleading, or illegal
  • Attempt to conduct transactions outside the Platform to avoid fees

Messages and media may be reviewed by our moderation team in cases of reported abuse.

Subscriptions and Payments

Realchard offers Free and Pro subscription tiers for both tenants and agents. All payments are processed securely by Paystack or Squad in Nigerian Naira (₦).

  • Auto-renewal: Pro subscriptions with auto-renewal enabled will be charged automatically at the start of each billing period. You may cancel auto-renewal at any time from your account settings.
  • Refunds: Subscription fees are non-refundable except where required by Nigerian consumer protection law.
  • Downgrades: When a Pro subscription expires, your account returns to the Free plan automatically. No data is deleted, but Pro-only features become inaccessible.

Prohibited Activities

You must not:

  • Use the Platform for any unlawful purpose or in violation of Nigerian law
  • Post fraudulent, ghost, or non-existent listings
  • Impersonate another person, agent, or organisation
  • Attempt to reverse-engineer, scrape, or copy any part of the Platform
  • Interfere with or disrupt the security, integrity, or performance of the Platform
  • Create multiple accounts to circumvent suspensions or restrictions
  • Use automated bots or scripts to access or interact with the Platform

Intellectual Property

All content, design, software, and trademarks on the Platform are the property of Realchard or its licensors and are protected by Nigerian and international intellectual property laws. You may not copy, reproduce, or distribute any part of the Platform without prior written consent.

By submitting content (photos, descriptions, messages), you grant Realchard a non-exclusive, royalty-free licence to use, display, and distribute that content as necessary to operate the Platform.

Limitation of Liability

The Platform is provided on an "as is" and "as available" basis. To the fullest extent permitted by Nigerian law:

  • Realchard does not guarantee the accuracy, completeness, or availability of any listing
  • Realchard is not a party to any tenancy agreement or transaction between users
  • Realchard's total liability for any claim arising from the use of the Platform shall not exceed the amount you paid us in the three months preceding the claim

We are not liable for any indirect, incidental, or consequential losses arising from your use of the Platform.

Account Suspension and Termination

We reserve the right to suspend or permanently terminate your account if you violate these Terms, engage in fraudulent activity, or pose a risk to other users or the Platform. We will notify you where reasonably practicable. You may appeal a suspension by contacting us at realchard.com/contact.

Governing Law

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the Nigerian courts.

Dispute Resolution

We encourage users to resolve disputes amicably. If a dispute cannot be resolved informally, either party may refer the matter to mediation under the rules of the Abuja Multi-Door Courthouse or such other recognised mediation body as agreed by both parties.

Changes to These Terms

We may update these Terms from time to time. We will give you at least 14 days' notice of material changes by email or prominent in-app notice. Continued use of the Platform after the effective date of changes constitutes acceptance of the updated Terms.

Contact Us

For questions about these Terms, please contact us:

  • Address: Abuja, Nigeria
  • Operated by: Conteq Geospatial Systems Limited